Plan your retirement early and carefully!
When it comes to retirement, many important decisions need to be made. Many questions arise, such as: 'Can I retire early?', 'Should I withdraw the capital or annuity from my 2nd pillar/occupational benefits (BVG)?', 'Can I stagger my capital withdrawals from the 2nd and 3rd pillars?', 'How can I optimise my taxes during retirement?', and 'Should I pay off my mortgage early?'.
Ideally, you should plan for your retirement no later than the age of 55 to ensure that all planning options are still available.
The primary aim is to safeguard your income and hence your existence and quality of life, and in a second step, to minimise the overall tax burden.
Category: Retirement planning